A liquidity event is the single biggest moment to reset wealth strategy. The instinct to either over-diversify into cash or recreate concentration in a new business both have costs.
Step 1: protect the floor
Move enough capital into liquid, low-risk assets to fund 10 to 20 years of expected family expenses. This is not investment money. It is your floor.
Step 2: deploy the surplus
Build private equity, real estate, and public equity exposure over three to five years. Vintage diversification matters.
Step 3: keep skin in the game
Most operators do their best private-markets investing in businesses they understand. A 20 to 40 percent allocation to direct deals (co-investments, club deals, smaller funds) is common.
Step 4: revisit annually
A diversification plan is not a one-time decision. Review the mix annually with your CFO or wealth advisor.
If you are evaluating a transaction in this space and want a candid second look, Solender Capital is happy to compare notes. Reach out through our contact page and share what you are working on.